Firm / Privacy
Privacy policy.
What we collect, why we collect it, and the short list of circumstances under which it is ever shared.
Xel Wealth Management, Inc. (“XWM”, “we”) is committed to protecting the privacy of current, former, and prospective clients. This notice describes our practices under applicable privacy regulations, including Regulation S-P.
Information we collect
To provide advisory services we collect nonpublic personal information from account applications and agreements (name, address, Social Security number, income, net worth), from your transactions with us and our custodian (account balances, holdings, activity), and from documents you share with us (tax returns, statements, estate documents). Our website itself collects only standard technical logs; we do not sell visitor data.
How it is used and shared
We use your information solely to provide and administer advisory services. We do not sell client information — to anyone, ever. We share it only: (1) with service providers necessary to serve your accounts, such as our custodian (Charles Schwab & Co., Inc.) and planning software provider, who may use it only for that purpose; (2) with our affiliates — Xel Advisors, Inc. and XA Insurance Services, Inc. — only with your consent or as otherwise permitted by law; (3) as required by law, regulation, subpoena, or regulatory examination; and (4) at your direction, for example to your attorney or CPA.
How it is protected
We restrict access to nonpublic personal information to personnel who need it to serve you, and we maintain physical, electronic, and procedural safeguards to protect it — including encrypted document portals for exchanging sensitive files. Please do not send account numbers or Social Security numbers by unencrypted email.
Former clients
If your relationship with XWM ends, we continue to protect your information under this policy and retain records only as required by regulation.
Questions and choices
To limit sharing with affiliates, correct your information, or ask anything about this policy, contact us at wealth@xeladvisors.com or +1 (909) 750-0462. We will provide our current privacy notice at account opening and upon any material change.
Last updated: August 2026.